Irish reunification will be costly - here are the key decisions which will decide the size of the bill
New research shows the vital importance of boosting growth in Northern Ireland
pension
Public service pay deal worth only about half the exciting headline figure
A significant part of the increases goes straight back to the State as taxes and pension deductions
Marrying after retirement will deprive spouse of survivor’s pension
Woman finds herself locked out by virtue of arcane rules on civil and pubic service pension benefits
‘Mood music’ improves in pay talks, though uncertainty sees strike planning proceed
Optimism of deal improved on Government side but pensions among a number of outstanding issues
Two-thirds of workers fear their pension won’t be big enough to fund their retirement
Despite concerns, over six in 10 workers have never reviewed pension arrangements with an adviser
Fine Gael debate on unification offered ‘every opinion under the sun’
Many questions remain unanswered, but subject is now firmly on the radar
How do I work out Revenue taxation of my retirement ARF when its value changes all the time?
Revenue will tax your Approved Retirement Fund on the assumption that you are drawing down at least 4% every year
Demonstrations planned for eight cities and towns if second public sector strike proceeds
Unions stepping up work-to-rule this week after talks with Government officials over new deal broke down last Friday
Retirement saving cost almost doubles with each decade of delay, Goodbody says
Wealth firm’s research found people starting pension fund 30 years late could see monthly contribution rise tenfold
Ryanair and pilots differ on pay, and pension top ups
Business Today: The best news, analysis and comment from The Irish Times business desk
Don’t make an additional voluntary contribution to your pension – until you read this
Make sure it’s the right choice before you rush to meet the November 18th deadline
Can you really ‘make your money back’ on UK pension in two years and eight months?
Tax and other factors will alter payback period but, for those who can, paying voluntary national insurance makes sense
MyFutureFund: The biggest structural shift in pension coverage in a generation
Over 800,000 workers who had no pension provision now have one, says Neville Maxwell of New Ireland
How to navigate and maximise Ireland’s State pension
While generous, the Irish State pension requires 40 years of qualifying contributions to reach the maximum rate
Your pension: how to make up for lost time
Starting later is ‘considerably better’ than deciding it is simply too late to do anything, says Evelyn Ryder of New Ireland
Pension or the new investment account: where should your spare cash go?
Key thing is not to leave any cash beyond emergency funds sitting on deposit when much better options are available
Auto-enrolment changing pensions landscape as employers make schemes mandatory, says Ibec
Employers also increasingly requiring hybrid workers to attend office, according to survey
Did the budget help a widow with two young children?
Generally, welfare payments will rise and a wider standard income tax band should help, if only a little
Managing your money and your time in retirement
On the Money: There is a knowledge gap between what people are putting into their pension fund and how much annual income the fund would deliver
Mandatory pension deductions and USC tax bands to blame for eroding public workers’ pay
Unions should focus on what State takes from salaries rather than pushing solely for wage rises
Is the State’s new investment account going to be a good deal?
Investors need to realise they are going to be largely on their own when it comes to assessing risk
Minister plays down reports of tension with Jack Chambers over Budget 2027
Labour leader Ivana Bacik says ‘pathetic’ Budget 2027 is a ‘KitKat budget from a TikTok Tánaiste’
Budget 2027: Measures put public finances on worse trajectory, State watchdog warns
Help-to-buy scheme increases; free contraception age rises; fuel allowance to increase by €5
Q&A: How will social welfare changes affect you?
€10-a-week increase in all core payments from January
Budget Calculator 2027: Here’s how this year’s budget will affect your income
What does Budget 2027 mean for you and your money? Use the PwC interactive calculator to help you estimate your taxes and disposable income for the year ahead
‘I won’t be having any plush holidays’: A Dublin pensioner reacts to Budget 2027
Robert Walker, who lives alone in north Dublin, struggles with energy bills, and especially running electric storage heaters
Budget Q&A: Submit your questions to our expert panel on budget day
Dominic Coyle from The Irish Times and experts from PwC will be on hand to answer your questions on Wednesday from 7am in our liveblog
Budget day is here: Are there are surprises left to announce?
Business Today: The best news, analysis and comment from The Irish Times business desk
When is a tenner more than a tenner? When the Government’s PR pays off
Budget ploys during a cost-of-living crisis
Just 220 people opt to postpone drawing down State pension at age 66
Defering pension entitles people to higher weekly payment when compared to standard maximum of €299.30
The budget I want: A home owner, house hunter, parent, pensioner and business owner
Parents, homeowners, professionals, farmers, healthcare workers and people with disabilities discuss their priorities
Fund manager charges are taking a chunk out of my retirement fund
Average charges for an Approved Retirement Fund are around 1% but better deals are available if you shop around
Means-tested pensioners should be exempt from property tax
Many bought their their own homes, at huge interest rates, rather than rely on the State
Budget will cost pensioners
Not for the first time in this country, it appears as though eaten bread is soon forgotten
A new home in older age: What are the benefits of downsizing to a new development?
New-build properties are becoming increasingly attractive to people who want to reduce running costs and make life simpler
Why do women still retire with less wealth than men?
Career breaks, maternity leaves and lower lifetime earnings continue to create a significant pension gap
Longer lifespans are a gift, but will your savings be enough?
Planning ahead with a close eye on your financial needs in retirement can deliver security and peace of mind
Biggest difference to your pension pot is not how much money you put in
Many people don’t check their pension statements and that’s a mistake
No inflation hit from minimum wage rises, and a look at property prices
The best news, analysis and comment from The Irish Times business desk
Anything less than €10 extra on the State pension means poverty for many
Pensioners are depending on an increase to afford food and heat
I need help tracking down a lost pension from my first job nearly 50 years ago
You are entitled to any pension pot in your name, but help speed up the process by gathering the necessary information
Global markets are signalling danger. Here’s what it means for Irish households
Interest rates on the rise in US and euro zone while borrowing costs touch levels not seen since 2007
Eir pensioners win right to run candidate for trustee positions
Association of retired staff campaigning against a claimed break in the link between their pensions and current staff pay
Auto-enrolment brings jump in private pension numbers – but widespread worries remain
Just two in five people are sure of good standard of living in retirement, watchdog research shows
Money and health the big concerns as living to 100 becomes a reality, new survey shows
Irish Life calls for ‘honest public policy’ debate on pensions adequacy on publication of new study
Does it make sense to keep buying back UK state pension rights at higher price?
British government has changed rules, significantly increasing cost of voluntary National Insurance contributions
More than 29,000 Irish workers opt out of pension auto-enrolment during two-month window
Figure amounts to less than 4% of the 800,000 workers enrolled in scheme since it became active on January 1st
Working for longer is not an inevitability
There is no economic law that says increased life expectancy equals an increased working life
No country for old people? Ireland’s declining younger population suggests it might be
Faster-than-anticipated fall in number of children under 14 raises questions about how State will pay for ageing population
One pension, two paths
Approved retirement funds may offer superior returns but come with investment risk and no guarantees
UK tightens rules for Irish residents looking to beef up British state pension rights
Thousands of Irish people who worked for a time in the UK are entitled to buy national insurance years
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Stardust
Inquests into the nightclub fire that led to the deaths of 48 people
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
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Weddings, Births, Deaths and other family notices