Mortgage

European Central Bank on course to cut rates to 1.75 per cent next year

New figures from Banking and Payments Federation Ireland show volume of approvals up 8.6 per cent

Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman

Move puts lender’s rates close to rival AIB as analysts expect European Central Bank to cut interest rates again in December

A combination of factors can combine to put you slap bang in the middle of the zone where banks will want to give you a better mortgage rate

Judge says Pepper Finance provided mortgage deed that was three-quarters blacked out

Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024

It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’

European Central Bank expected to reduce interest rates on Thursday as inflation fears replaced by concerns for economic growth

Tens of thousands of Irish people go abroad every year: many see it as a short-term plan to turbocharge their homebuying prospects

ECB widely expected to reduce official rates again on Thursday

Banks still chastened by the crash are unlikely to offer such financing

Short-term property loans essentially disappeared in the wake of the property crash

Personal retirement bonds can allow you more control of pension assets when you leave an employer but they have their own rules

Four-year fixed rate product also reduced and will be available to new and existing customers

Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues

Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers

After you have paid off more expensive debt, overpaying a mortgage may deliver better returns

Niall Sorohan is currently chief executive of Cabot Ireland

Nonbank lender drastically reduced home loan business as interest rates soared

Central Bank’s latest retail interest rate figures show fixed-rate contracts constitued two thirds of mortgage contracts agreed in May

Central Bank governor said he is 'pleased' with latest data showing inflation in the 20 Eurozone countries slow to 2.5% in June

It’s important to realise that owning your own home is not the only way to secure your financial future

Buying a house is more difficult than ever but some basic rules remain unchanged for aspiring homeowners

Borrowers should not expect to see ultra low rates any time soon, regardless of today’s rate cut

Move sees management of 11,000 mortgages move to Mars Capital Ireland

MyHome.ie survey shows people have already delayed homes because of cost of living crisis and fear further price rises

A decline in mortgage switching activity is ‘largely’ to blame for drop-off in approvals, says BPFI

In recent years many customers in Ireland opted for security, with about half locking in to fixed-rate mortgage terms

Many 18-30 year olds have expressed concerns about their ability to meet the financial challenges involved in securing their own home or starting a family

Central Bank report shows homeowners responded sharply to ECB rate hikes – but would have saved more if they had switched earlier

Exodus of foreign-owned banks after the crash has been costly for Ireland's bank customers and bad for the wider economy

Q&A: Family suffering the same cost of living pressures as everyone else is told they do not qualify for relief from surging interest rates

With some 44% of first-time buyers now over 35, more and more home-owners will be facing loan repayments into retirement

Bank looks likely to cut rates three or four times this year

Mortgage holidays can give you some breathing space when times are tight but, like all holidays, the bill falls due eventually

Interest rates are not coming down immediately, but they will fall later this year, posing a dilemma for those taking out mortgages

Keeping a messy bank account, failing to study the market and not taking account of lending rules are among common mistakes made by first-time buyers

People are buying homes at a later age, giving them less time in their working lives to repay the loans

Q&A: If priority is to facilitate son’s ability to buy a home, structure of family financing might need a second look