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A simple problem Simple is most effective when it comes to electrical gadgets, a Which? survey suggests.

A simple problemSimple is most effective when it comes to electrical gadgets, a Which? survey suggests.

More than 75 per cent of people surveyed by the consumer group felt manufacturers should make their designs more straightforward to use. Nearly two-thirds of respondents said some gadgets had functions they did not understand - and therefore never used. Complex remote controls for televisions, DVD players and stereos were the least popular gadgets among the 1,034 adults surveyed by which.co.uk.

Pointless premiums

It's been a busy week for the folk at Which?, who have also issued a report claiming that people may be wasting thousands of euro on useless and expensive insurance. Although some policies, such as building and contents, life and car insurance, are essential and often a legal requirement, others are completely unnecessary and pay out in comparatively few cases, according to the new Which? Money Saving Handbook.

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Despite claims that these policies provide "peace of mind", the greater part of what is covered by these types of insurance is often already covered by legislation or existing insurance policies.

To take a few examples, proven identity fraud losses will be met by banks, accidental death and injury claims may well be covered by standard life insurance policies, and lost or stolen mobile phones are often covered under existing contents insurance.

Conor Pope

Conor Pope

Conor Pope is Consumer Affairs Correspondent, Pricewatch Editor