Raising a deposit, mortgage approval and bidding: buying a first home is like the Hunger Games
A mortgage is a commitment that will shape your finances for decades. Here are the factors to think about before signing on the dotted line
Trevor Grant
Irish house price inflation edges closer to 9% with average prices well ahead of 2007 boom
Property prices in Dublin rose at an even higher rate than the national average, up 9.3% in June from a revised 8.8% in May
How to retrofit your home and slash your energy bills
Full retrofits can be beyond many homeowner’s financial resources but cheaper upgrades will make an impact
Property prices defy cost-of-living squeeze to rise 15.2%
Prices rising much faster outside of Dublin but new homes just 6.2% up on last year
Q&A: Will Irish banks follow the ICS mortgage rate hike?
Joe Brennan: The ECB will have to move first
Rising rates: Mortgage holders should act now to protect themselves
Switching could bring big savings, especially since your home has risen in value
€500,000 price tag for ‘average’ Dublin property
Property price inflation surges to pandemic high of 14.4% amid supply squeeze
Irish mortgage customers paying more than twice euro zone average
Latest Central Bank data shows Irish lenders are among the costliest for home loans
Non-bank lenders cut mortgage rates in face of KBC and Ulster exits
Both Avant Money and Finance Ireland reducing rates
More non-bank lenders will enter market – mortgage chief
Share of mortgage drawdowns from broker channel has grown to 40.7%, AIMA says
How to make buying a new home while selling your old one easier
Selling before you buy, saving a deposit, finding a new home: moving up is not easy
Irish mortgage rates second-highest in euro zone despite small drop
Central Bank figures indicate average interest rate offered in August was 2.74%
Buy a home where the billboard, spare room or shop pays the mortgage
Hoardings can earn you up to €6,000 – or rent out a room for up to €14,000 a year tax-free
Pros and cons of locking into a 20-year mortgage
If a longer term appeals, there are a number of things to consider before taking the plunge
Irish banks charge highest mortgage rates in euro zone
Central Bank data show rates here are on average 1.5 percentage points higher
House price growth accelerates to 3.7% as Covid heats up market
Latest figures also point to pick-up in transactions in March
What should Ulster Bank and KBC mortgage holders do?
As both banks prepare to leave the Irish market, customers have some options
Irish mortgage rates remain ‘stubbornly high’, new figures show
Interest rates are still the second highest in the euro zone, according to the Central Bank
House price growth accelerates to 2.6% as market defies pandemic low
Latest figures, however, point to fall-off in transactions in January
House prices on the rise again as market defies forecasts
Latest figures also point to big pick-up in transactions in November
What does the latest lockdown mean for property buyers and sellers?
Demand, supply, mortgages, viewings: everything you need to know about the market in 2021
Irish home-buyers still paying more than European counterparts for basic mortgage
The average rate charged on new mortgages in Ireland was 2.79% in November, compared to a euro area average of 1.31%
Over 60% of mortgage holders miss chance to save €10,000
Central Bank report reveals potential financial windfall from switching lenders
Switching your mortgage could see you keep €200 a month in your wallet
Avant Money has brought fresh competition to the Irish lending market
Househunters squeezed as banks tighten rules in Covid-19 crisis
Good health of mortgage approval and stage in purchase process infected by coronavirus
Fixed-rate mortgages: shop around because there are deals to be had
Rates have continued to fall, so anyone paying more than 2.2% should have a rethink
In your pocket: Switching mortgage can bring major savings
Rates are falling and lenders are keen to offer better deals – it’s easier than you think
Homeowners missing out by not switching mortgages, brokers say
More than 80% of people on standard variable rate home loans likely to be overpaying
Change lending rules to help second-time buyers, brokers say
Umbrella group says rules unfairly penalise families who bought during boom
Borrowers will pay more if commission system changes, say brokers
Central Bank proposes a ban on commission payments by banks to mortgage brokers
First-time buyers: It’s cheaper to buy than rent, but do the sums
It is cheaper to buy than rent in many parts of the State but buying is not always best
Mortgages: How to get around the Central Bank’s borrowing rules
Property purchasers struggling to save more than a 10% deposit should remember that there are ways to get exempted from the rules
Mortgage groups call on banks to stop repossession cases
Experts welcome overhaul of insolvency system to stop ‘torture of financial distress’
Are you too old for a mortgage? Or will you just have to pay up faster?
If you are over 35 and hoping to buy a house, time is not on your side – nor are most of the banks
Early approval can beat new mortgage rules
Central Bank indicates that usual six-month term of approval still applies
Restrictions may bring stability but first-time buyers will pay
Controlling lending seems to make sense given our experience but it is sure to have undesirable results
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