On The Money

Our weekly personal finance newsletter will give you the insight you need to save money and make smart spending decisions

Can your pension be too big and how could this cost you dearly?

Rules in place to limit the amount of tax relief can prove a rude surprise to those in high paying positions

By Dominic CoyleFri Nov 10 2023 - 13:05

Key to a happy marriage is a joint bank account

Setting out clear ground rules over how savings and spending will be managed can save couples a lot of pain in the long run

By Joanne HuntFri Nov 03 2023 - 14:40

Schemes to help buy your own home are not just for those on low incomes

On The Money: A number of different schemes can provide State support, especially for first-time buyers or those making a fresh start

By Dominic CoyleFri Oct 27 2023 - 11:05

Ireland’s credit unions are about to become an even greater financial force

On The Money: Much loved by consumers, new legislation allowing for greater co-operation within the sector passed key stage

By Conor PopeFri Oct 20 2023 - 13:13

Mortgage interest relief in budget will benefit the few rather than the many

On The Money: More detail is required on some measures and others are likely to leave people somewhat disaffected

By Dominic CoyleWed Oct 11 2023 - 16:19

Health insurance for your children: why waste the money?

Many parents are paying in case their child has an accident unaware that they could have cover already through their school

By Dominic CoyleFri Oct 06 2023 - 12:04

‘Unretirement’: How to protect your pension pot if you plan to work after reaching retirement age

Choosing to work beyond the age of 65 can help you top up your pension in the long run but can have implications for lump sums

By Joanne HuntFri Sept 29 2023 - 12:59

Brexit still causing tax headaches when it comes to online shopping

On the Money: There is relief for small gifts or items of value but the sender must be meticulous or could leave the recipient with a financial headache

By Dominic CoyleFri Sept 22 2023 - 10:30

Steps you can take to reduce your energy bills this winter

Recent price cuts from providers are welcome but energy bills still remain far higher than two years ago

By Conor PopeFri Sept 15 2023 - 14:09

Choosing a financial adviser: The last thing you want to do is risk losing your savings

Having someone you trust can make the whole investment process less stressful and intimidating

By Dominic CoyleFri Sept 08 2023 - 10:56

How to save money on your new hearing aids

Grants, tax relief and possibly even health insurance may cover some or all of the cost but watch the warranty and get them insured

By Joanne HuntFri Sept 01 2023 - 15:58

What can you do if you have money sitting in an Irish bank earning little or nothing?

On The Money: Irish banks are making a fortune from your savings but you do have options if you’re looking for a better return

By Dominic CoyleFri Aug 25 2023 - 13:15

With scams costing Irish consumers up to €300m a year, here’s how to stay safe

ComReg says an estimated €115m is lost each year as a result of scam text messages, and €187m due to scam calls

By Conor PopeFri Aug 18 2023 - 16:37

Back to school should not mean breaking the bank

On The Money: Parents can face huge financial pressure ahead of the new school term but there are ways to defray the cost

By Dominic CoyleFri Aug 11 2023 - 12:40

Time to press ‘pause’ on your streaming habit?

‘Vampire subscriptions’ to the likes of Netflix and Disney+ can suck the cash out of unwary consumers' accounts

By Joanne HuntFri Aug 04 2023 - 11:08

Airbnb under fire: Housing crisis means the rules for hosts are getting tighter

On The Money: Short-term letting provides a great opportunity for holidaymakers and landlords but it is a mixed blessing for Government

By Dominic CoyleFri Jul 28 2023 - 11:40

How to teach kids about money: Put them on the payroll, €2 shopping trips and other tips

Lessons which are learned now will last them for the rest of their lives

By Joanne HuntTue Jul 25 2023 - 06:10

Health insurance: How to save hundreds – if not thousands – on your policy

If you have been on the same policy for more than three years you are probably overpaying by about 25%

By Conor PopeFri Jul 21 2023 - 13:40

Benefit in kind: Be careful those office perks don’t come back to bite you in tax

On The Money: Benefit in kind rules can take some of the glow from workplace benefits - especially the new rules on company cars

By Dominic CoyleFri Jul 14 2023 - 13:58

Tapped in: How changing your water-drinking habits can result in big savings

On The Money: If you have a preference for bottled water, it more likely illustrates the power of marketing than any real health benefit, according to research

By Joanne HuntFri Jul 07 2023 - 12:42

Gift cards can hold unwelcome surprises as freezing of four shopping centres’ cards shows

Retail outlets pausing their own branded gift cards has drawn fresh attention to a multibillion euro sector

By Dominic CoyleFri Jun 30 2023 - 15:02

Do I need travel insurance for my holidays or is it a waste of money?

Travel cover for going abroad might not cost much but it could save a whole lot of heartache

By Conor PopeFri Jun 23 2023 - 11:26

Solo first time buyers earn €67,000, getting the most from your health insurance, and AIB Life launches

Business Today: the best news, analysis and comment from The Irish Times business desk

By Ciarán HancockTue Jun 20 2023 - 06:16

If you’re over 18 and have any assets, you should make a will. Here’s what you need to know

On The Money: Wills are not a foretelling of doom, they are an act of common sense, inexpensive and easy to draw up as long as you observe simple rules

By Dominic CoyleFri Jun 16 2023 - 09:00

Running a second car costs €10,386 a year. Is it worth it?

On The Money: Motor tax, insurance, fuel, servicing, repairs, replacement tyres, NCT, depreciation and parking amounts to about €865 a month for something you use a few times a week

By Joanne HuntFri Jun 09 2023 - 13:01

What will the end of paper share certificates mean for shareholders?

On The Money: Dematerialisation is an intimidating word but the process promises to be hassle free for small investors

By Dominic CoyleFri Jun 02 2023 - 16:08

Renting a car on holidays? How to ensure you’re paying the best price and not being gouged

With rental car prices all over Europe set to remain high, we look at ways to lessen the burden

By Conor PopeFri May 26 2023 - 06:00

State pension: How do I qualify and how much will I be entitled to?

On The Money: With two ways of calculating your entitlement running in parallel, things can easily get confusing

By Dominic CoyleFri May 19 2023 - 15:32

Solar power: What much will it cost you, and how much will you save?

Cutting VAT to zero from this month could save the average household about €1,000 on installing solar power ... and they can sell anything they don’t use back into the grid

By Dominic CoyleFri May 05 2023 - 13:42

Enduring power of attorney. What you need to know about new legislation

On The Money: It remains fundamentally a means of ensuring your preferences are respected if you no longer have the capacity to make your own decisions

By Dominic CoyleFri Apr 28 2023 - 16:44

Could you really use a credit union as your main bank?

On The Money: Credit unions are pushing hard to compete with the ever decreasing number of banks in the Irish market

By Dominic CoyleFri Apr 21 2023 - 17:58

From utilities to banks, you could be throwing away money from not switching

On The Money: People are intimidated by the prospect of moving bank account but it is easier than you think and there is a code of practice in place

By Dominic CoyleFri Apr 14 2023 - 17:45

What Irish consumers need to know about their rights

On The Money: New laws have given consumers more rights while empowering regulators to address issues in a more forceful manner

By Conor PopeFri Mar 31 2023 - 14:06

Why are savers being held to ransom by Ireland’s banks?

On The Money: Getting a decent return on any spare cash is a challenge as Irish banks already have more of our money than they need

By Dominic CoyleFri Mar 24 2023 - 18:05

Clock is ticking for those looking to sign up for a higher pension

On The Money: If you’ve worked in the UK, you have one last chance to fill up to 11 years of gaps in your national insurance record

By Dominic CoyleFri Mar 10 2023 - 18:59

Here’s how to deal with those shocking energy bills

On The Money: High energy bills this winter are making people fearful but the key message is to contact your supplier and don’t ignore the problem

By Dominic CoyleFri Mar 03 2023 - 17:43

Why do so many Irish adults not opt for peace of mind of an enduring power of attorney?

On The Money: An enduring power of attorney means someone you trust will help you make decisions for yourself if you no longer can do so alone

By Dominic CoyleFri Feb 24 2023 - 17:42

Bringing a car into Ireland: What you need to know when it comes to tax

On The Money: There are precise requirements for registering your vehicle whether or not you have to pay tax on its importation

By Dominic CoyleFri Feb 17 2023 - 18:23

Cutting your healthcare costs: what State supports are available?

On The Money: Various supports could help consumers reduce medical bills this year, especially for children and older people

By Dominic CoyleFri Feb 10 2023 - 15:27

Customer complaints: Who can I go to for help when at the end of my tether?

New law means authorities that enforce consumer rights have more powers to help

By Conor PopeFri Feb 03 2023 - 12:43

How big a pension will you need? Probably bigger than you think

On the Money: Auto-enrolment will help ensure people have a comfier retirement but it’s best not to wait

By Dominic CoyleFri Jan 27 2023 - 13:54

Counting the pennies: small savings can have a real impact on the big costs

On The Money: With winter energy bills looming, making minor tweaks in your everyday habits can pay dividends

By Dominic CoyleFri Jan 20 2023 - 16:46

How renters can get up to €1,000 off their tax bills

On The Money: Claiming the rent tax credit is a piece of cake

By Dominic CoyleFri Jan 13 2023 - 16:55

Stick or switch: What should tracker mortgage customers do?

On The Money: A lot of information being presented to homeowners is less than helpful

By Dominic CoyleFri Jan 06 2023 - 15:05

When a bank ‘mistake’ appears to be no mistake at all

On The Money: Inheritance data from CSO bolsters argument for a new approach on tax reliefs

By Dominic CoyleFri Dec 16 2022 - 16:17

Delivering Christmas cheer even when your wallet is feeling the pinch

On The Money: There are simple steps all of us can take to keep costs under control without killing the festive spirit

By Dominic CoyleFri Dec 09 2022 - 16:39

When it comes to pension reform, delay comes at a cost

On The Money: Auto-enrolment most unlikely to hit 2024 target and copping on over insurance costs

By Dominic CoyleFri Dec 02 2022 - 13:56

Why it’s not too late to sort out your tax affairs for the year

On The Money: Cutting the cost of late filing of tax returns, and insight into family dynamics when it comes to investing

By Dominic CoyleFri Nov 25 2022 - 14:35

On the Money: the personal finance newsletter from The Irish Times

Weekly email just for subscribers offers insight into the issues affecting your pocket

Mon Nov 21 2022 - 17:40

Some relief for vulnerable Black Friday shoppers

On the Money: New cap on cost of credit and timely advice from Revenue to avoid unexpected additional taxes and charges

By Dominic CoyleFri Nov 18 2022 - 15:57

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Stardust

Inquests into the nightclub fire that led to the deaths of 48 people

Common Ground

How does a post-Brexit world shape the identity and relationship of these islands

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Weddings, Births, Deaths and other family notices

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