Mortgages

But customers need to make payments from bank’s Explore current account

The best news, analysis and comment from The Irish Times business desk

Son is able to repay his ex-partner for her contribution and wants to transfer the full title to himself

Estate agents argue that lack of supply will continue to be an issue until at least 40,000 homes a year are built

Cork couple agree to mediation in case where they say 8.5% home mortgage interest rate charged by Pepper is ‘excessive’

Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments

I am a returning Irish citizen but it seems schemes for first-time buyers don’t apply to us

The ongoing rise in house prices, requiring buyers to take out ever-bigger mortgages, is concerning

AIB leads the three main lenders yet clouds may be on the horizon

Around one in 25 mortgages on a family home is at least three months behind in repayments, Central Bank says

Median income of first-time buyers buying a new property is now €90,000, Banking and Payments Federation Ireland report says

European Central Bank on course to cut rates to 1.75 per cent next year

Study by Royal London Ireland indicates almost a third do not expect to own a home outright by retirement

Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans

Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman

Community lenders hoping Central Bank will further ease mortgage lending rules in review due to conclude next month

Financial hit lowered operating profit almost 17% to €8.75m according to annual financial statement

Inside Business podcast with Ciarán Hancock

Rates favour more energy efficient homes but savings of up to €7,405 are available to many homeowners

Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.

Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024

But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily

It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’

Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit

Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent

Budget 2025 triggered a range of queries from readers on issues including child benefit for newborns and landlord tax relief

Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned

USC, inheritance tax, childcare, child benefit, social welfare, college fees, VAT rate: How the budget will affect parents, students, renters, mortgage holders, farmers, pensioners and carers

First-time buyers continue to drive activity in the market, representing 62% of approvals since August 2023

Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues

We’ve put together a guide to help you navigate the biggest purchase of your life

Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers

Bank of Ireland highlights competition for homes as property continues to suffer from undersupply

And make sure to watch out for budget day next Tuesday, as you can expect some announcements on the housing front

Tax cuts and once-off measures in recent budgets, and wage increases for some, have offset a portion of these costs

Just 39% of residential mortgage accounts in arrears in June held by banks, with the rest held by non-bank entities, Central Bank says

The ECB is expected to cut interest rates today and also make a second, technical change to rate used to price tracker mortgages

The European Central Bank is likely to cut rates by 0.25 percentage points on Thursday

Report published by Minister for Finance notes there are still about 20,000 accounts behind on payments