‘Santa pause’ as consumer sentiment holds steady in December
Consumers now less fearful about the prospects for their own finances in the year ahead
Consumers now less fearful about the prospects for their own finances in the year ahead
Community lenders hoping Central Bank will further ease mortgage lending rules in review due to conclude next month
The best news, analysis and comment from The Irish Times business desk
Average loan application for January-June was just over €38,000 to a farmer over 6.2 years with almost €152,400 debt
It is hard to see the Garda credit union evicting a member of the force and selling their home.
Mortgage lending jumped 10% across the Irish League of Credit Unions’ membership base in the third quarter
Latest Credit Union barometer points to an easing of strain on consumers
Almost one-third of those in debt owe more than €500
Energy bills remain the most significant area of difficulty for households, according to credit union survey
Report comes as credit unions look to increase lending to take on established banks
The best news, analysis and comment from The Irish Times business desk
Irish League of Credit Unions said there has been a ‘phenomenal increase’ in credit union mortgage lending in recent years
Optimism diminished in February but sentiment was still the second most positive since Ukraine invasion
Credit unions should be allowed to compete on a level playing field with traditional lenders for mortgages and business lending, ILCU says
The best news, analysis and comment from The Irish Times business desk
Households remain anxious about 'macro' issues including unemployment, says Irish League of Credit Unions
Just over half of consumers expect to have less to spend than last year, report for Irish League of Credit Unions shows
Gabriel Makhlouf says credit unions need to build scale to take advantage of opportunities in retail banking
On The Money: Much loved by consumers, new legislation allowing for greater co-operation within the sector passed key stage
New law will also allow credit unions to refer customers on to another outlet for specific services
On The Money: Parents can face huge financial pressure ahead of the new school term but there are ways to defray the cost
Opinion: While borrowers are dealing with interest rate increases, depositors have seen little benefit
Credit Union index points to ‘restrained rather than runaway spending’ in months ahead, as cautious mood lingers
Credit union consumer sentiment points to optimistic consumers but long way off average over three decades
A smoother switching code, better consumer education and more even-handed regulation will promote a market that works for consumers
Most households are feeling the cost-of-living pinch, a credit union survey suggests
Schools may purchase texts and copybooks from any bookshop under guidance
Some 82% of consumers said they feared a lack of competition after Ulster and KBC exits
ILCU working with credit unions to understand the extent to which members of the public are being targeted
Only one-third are aware of high levels of interest charged with some thinking they pay little or none
Clothing advertisers want price-sensitive shoppers to fall for their post-pandemic charms, but consumer sentiment has not gone their way
Six in 10 Irish people plan to spend less on gifts and entertainment with a sense of ‘feel poor’ likely to be pronounced this Christmas
It’s no surprise really: there will be just three banks left in the deposit market when KBC and Ulster Bank have gone
Sinn Féin TD Brian Stanley says existing rules leave credit unions ‘handcuffed’
RepTrak study finds ‘Covid bounce’ in reputations has subsided
Business Today: the best news, analysis and comment from The Irish Times business desk
Irish League of Credit unions has written to members about its plan to tap fund
Lender representatives to urge Minister of State to back the setting up of new policy
Submission proposes that the sector be able to lend in groups on larger transactions
With Ulster and KBC withdrawing, customers need new homes for their money
Plan that aims to improve energy ratings of 500,000 homes faces number of challenges
Credit unions say there are now fresh concerns over requirement to hand over PPSNs
The cost of schoolbooks typifies wider problems with an education system in which the State forgoes the right to impose centralised standards
Joanne Hunt: Some six in 10 parents say preparing for return to school is a financial burden
Q+A with Dominic Coyle: Elderly couple looking to purchase a new car
Party is seeking amendment to legislation proposing 36% cap on APR for borrowers
After years of lobbying and discussion, funds are expected to launch in 2021
First South to introduce €1 charge on deposits following widespread limits on the level of savings
Minister for Finance announces significant reductions to two main regulatory charges
Nearly half of parents will consider Covid-19 measures put in place before allowing children return to school
Childcare in Ireland is expensive - but there are grants and subsidies to help ease the burden
State’s deposit guarantee scheme was invoked on July 2nd
Credit union managers concerned over lack of borrowing appetite, survey shows
Central Bank triggers deposit guarantee scheme to protect members’ savings
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