What are my mortgage options when coming off a fixed rate on a loan that has just 18 months to run?
Start thinking now about what you might do with the money freed up once you have made your last repayment
EBS
Mortgages: If you’re coming off a fixed rate now is the time to consider switching
Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments
Moving your savings into the right bank account could earn you an extra €700 a year on a €30,000 lump sum
We can blame Irish banks for not passing on interest to savers, but we can’t blame them for our own bad planning or inertia when we don’t switch
As mortgage interest rates fall, what should you do with the spare cash: save it or overpay your mortgage?
After you have paid off more expensive debt, overpaying a mortgage may deliver better returns
Switching your mortgage: Incentives are on the rise, so is now the time to change?
Homeowners need to balance the allure of enhanced cashback offers against the rates of offer and the prospect of cuts in the months ahead
AIB increases payment to mortgage switchers to €3,000
In recent years many customers in Ireland opted for security, with about half locking in to fixed-rate mortgage terms
Staying onside with Revenue while gifting a young child some money
Q&A: Bank and An Post rules about accounts for very young children cause concern
Put a lump sum in European banks right now and you’ll get hundreds more in interest
Irish customers have access to rates across Europe that cast local options in a poor light
Schemes to help buy your own home are not just for those on low incomes
On The Money: A number of different schemes can provide State support, especially for first-time buyers or those making a fresh start
Savings rates are rising. Here’s how to maximise your return
If you have locked your savings away for a fixed term at lower rates, you may need to think about your best approach
What are my options if I want to save money for my grandchild?
Q&A: All the banks offer parents, and sometimes grandparents, accounts to save for young children; they just don’t say much about them
Bank closures in Ireland: how the closure of 176 branches was mapped
Granard, Co Longford and Cootehill, Co Cavan are among the towns which no longer have a bank branch
AIB becomes latest bank to increase deposit rates up to 3% for savers
Irish banks have lagged many European peers in raising mortgage rates since the ECB started hiking rates last summer
Young footballer fights burning skin condition to help team to league victory
Sophia Dawson (12) battled through pain to play every game last season
AIB announces mortgage interest rate hikes averaging close to half percentage point
Bank unveils two new savings products and says it will not change rate on green mortgages for energy-efficient homes
AIB, EBS double some deposit rates for savers
Regular savers to earn up to 2% for first year of savings
After the departures of Ulster Bank and KBC Bank, what’s left for Irish consumers?
The range of services on offer from traditional banks, online challenger banks, An Post and the credit unions can vary widely, so pick with care
AIB’s Haven and EBS to increase selected variable mortgage rates
Irish banks continue to trail European peers in passing on ECB rate hikes
EBS announces increase across fixed-rate residential mortgages
Price comparison website Bonkers.ie says moves by lenders to hike rates will lead to a fall in property prices
Last tracker fine against bank does not bring end to sorry saga
Consumers need to see individuals involved in catalogue of regulatory breaches by banks over tracker loans held to account
Is now the time to walk away from a tracker mortgage as ECB rates rise?
Q&A: Many unknowns on what will happen on interest rates, even for professional finance people, but a 1.25% margin is still attractive
Banks still not trusted by the public, according to survey
Irish Banking Culture Board survey shows slight improvement in view of integrity amid latest mortgage tracker fines
Explainer: Where does AIB fine leave wider tracker mortgage issue?
The Central Bank’s investigation began in 2015 and has not yet been completed
AIB Group fined record €96.7m for role in tracker mortgage scandal
Figure more than double Central Bank’s previous highest fine
AIB set for record Central Bank fine over tracker mortgage scandal
Bank has set aside €70m to cover fine flowing from mortgage investigation
AIB raises interest forecast and launches share buyback
Bank to hire as many as 700 temporary staff to help migrate Ulster Bank, KBC customers
Big Ulster and KBC switch could be ‘catastrophic’ for those that dally
More than one million current and deposit accounts must find new homes
Can Revolut replace your traditional bank account?
The fintech is set to broaden its services here, but there are still some gaps
EBS considers pulling back from savings products to focus on mortgages
AIB-owned unit is undertaking a strategic review
Irish banking in 2022: retrenchment, reviews, retribution… and rates
Stock investors bet retreat of Ulster Bank and KBC will give surviving banks a fighting chance
Looking for a new current account? Here are your options
With Ulster and KBC withdrawing, customers need new homes for their money
Central Bank eyes more inquiries as it looks at individuals in tracker scandal
Regulator has concluded 144 enforcement actions since 2006
Banking culture board to assess tracker lessons following investigations
IBCB sees final two tracker investigations, into AIB and BoI, completing in coming year
ECB fines AIB and EBS unit €615,000 over capital miscalculations
AIB said it notified the errors to the ECB as soon as they were identified
EBS to cut its three and five-year fixed rate mortgages
Rates will be available to new and existing customers regardless of loan to value ratio
What should Ulster Bank and KBC mortgage holders do?
As both banks prepare to leave the Irish market, customers have some options
Ulster Bank fine brings total tracker penalties against lenders to €82m
Total for all lenders set to rise as Central Bank investigations into scandal continue
Q&A: Why was Ulster Bank fined and where does it leave the other banks?
Tracker enforcement actions against AIB and Bank of Ireland are ongoing
How Covid-19 has impacted the mortgage market
Relying on Covid supports have made getting a mortgage more challenging for many
Banks brace themselves for impact of Covid pandemic
In store for 2021: Bad loans, major job cuts and the never-ending tracker saga
With current account fees on the rise, is it time to switch?
Customers rarely change accounts, but as costs go up here are the options if you do
Blacklisted by EBS for mortgage because I work for an airline
Q&A: Dominic Coyle answers your personal finance questions
Central Bank reports ‘suspected criminal’ tracker offences to Garda
Regulator obliged to report potential criminal activity if it comes across it
Ryanair and Eir the worst for customer service during Covid crisis
Credit Union is still tops at meeting customer expectations, while retailers also gain
Switching your mortgage could see you keep €200 a month in your wallet
Avant Money has brought fresh competition to the Irish lending market
Minister seeks AG’s advice on banker accountability laws
Process of introducing Bill on issue has been delayed by several things, including Covid-19
KBC Ireland fined €18.3m for ‘unconscionable’ tracker scandal role
Bank’s strategy saw borrowers lose 66 properties including 11 family homes
Q&A: Where does KBC Ireland’s fine leave other tracker investigations?
Industry-wide scandal now dates back more than a decade
Compensation of additional AIB tracker customers is ‘credit negative’
Ratings agency Moody’s says move puts pressure on the bank’s bottom line
Couple in mortgage legal-fees dispute receive €10,000 compensation
Ulster Bank and Irish Life top list of firms with complaints upheld by ombudsman
EBS loses appeal against injunction preventing termination of agency agreement
Case concerns dispute with tied agent operating three branches
2019 sees Brexit deliver new banking giant as domestic lenders quiver
Tracker scandal rumbles on as domestic banks move to sell off problem mortgage portfolios
Tracker scandal: some banks only co-operated on threat of court action
Affected customers now number 40,500, with €693m paid in refunds and compensation
YOU MAY ALSO LIKE...
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Stardust
Inquests into the nightclub fire that led to the deaths of 48 people
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
Family NoticesOpens in new window
Weddings, Births, Deaths and other family notices